Companies › FIGR

FIGR 10-K & 10-Q changes, risk factors and insider trading

Figure Technology Solutions, Inc. (also FGRS) · Nasdaq · Loan Brokers · CIK 2064124 · All filings on SEC.gov

Everything below is quoted or computed from Figure Technology Solutions, Inc.'s public SEC filings. It is not a recommendation to buy or sell. Automated comparisons can contain errors; confirm with the original filing.

At a glance

0Form 4 filings reporting open-market purchases (last 180 days)
16Form 4 filings reporting open-market sales (last 180 days)

Jump to: Annual report (10-K) · Quarterly report (10-Q) · Insider transactions · 13F holders

What changed in the latest 10-K

Comparison not available: Not available: fewer than two 10-K filings on EDGAR to compare (only one so far)..

What changed in the latest 10-Q

Comparing 10-Q filed 2026-08-14 (period ending 2026-06-30) with 10-Q filed 2026-05-15 (period ending 2026-03-31).

Risk Factors (10-Q Part II, Item 1A)

0new paragraphs
0removed paragraphs
1reworded paragraphs
54 → 69words in section

The section in the latest 10-Q reads in full:

The Company's business, results of operations, and financial condition are subject to various risks described in the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2025. There have been no material changes to the risk factors identified in the Company's Annual Report on Form 10-K as filed on March 16, 2026 for the fiscal year ended December 31, 2025.

Largest changes (selected automatically by length and topic keywords; quoted verbatim, no commentary)

Reworded

Paragraph as it now reads, with added and removed wording marked:

The Company's business, results of operations, and financial condition are subject to various risks described in the Company's Annual Report on Form 10-K.10-K for the fiscal year ended December 31, 2025. There have been no material changes to the risk factors identified in the Company's Annual Report on Form 10-K as filed on March 16, 2026 for the fiscal year ended December 31, 2025.
see in full comparison
Full comparison: every changed paragraph (1)

Green = added, red = removed. Unchanged paragraphs and tables are not shown. Read the complete text in the original filing.

Reworded

The Company's business, results of operations, and financial condition are subject to various risks described in the Company's Annual Report on Form 10-K.10-K for the fiscal year ended December 31, 2025. There have been no material changes to the risk factors identified in the Company's Annual Report on Form 10-K as filed on March 16, 2026 for the fiscal year ended December 31, 2025.

Management's Discussion & Analysis (MD&A) (10-Q Part I, Item 2)

31new paragraphs
20removed paragraphs
81reworded paragraphs
9,681 → 11,302words in section

New heading “Reclassifications and Immaterial Error Corrections”

New heading “Proposed Acquisition of Kiavi, Inc.”

New heading “Pending Acquisition and Related Financing Activities”

Removed heading “Blockchain Common Stock Offering”

Removed heading “Share Repurchase Program”

Largest changes (selected automatically by length and topic keywords; quoted verbatim, no commentary)

New text topics: restructuring, covenant
“The obligation to consummate the transactions contemplated by the Merger Agreement is subject to the satisfaction or waiver of a number of customary closing conditions set forth in the Merger Agreement. …”
see in full comparison
New text
“Pending Acquisition and Related Financing Activities”
see in full comparison
New text
“Reclassifications and Immaterial Error Corrections”
see in full comparison
New text
“Proposed Acquisition of Kiavi, Inc.”
see in full comparison
Removed text
“Blockchain Common Stock Offering”
see in full comparison
New text topics: fine
“The Merger Agreement contains mutual termination rights for Kiavi and Figure under certain conditions, as defined in the Merger Agreement. The Merger Agreement also contains a termination right for us if Kiavi has not delivered the Requisite Stockholder Consent (as defined in the Merger Agreement) to us prior to the date specified in the Merger Agreement. Under the Merger Agreement, we may be required to pay a termination fee to Kiavi of $25.0 million if the Merger Agreement is terminated by us under certain conditions, as defined in the Merger Agreement.”
see in full comparison
Full comparison: every changed paragraph (132)

Green = added, red = removed. Unchanged paragraphs, 2 paragraphs where only numbers/dates changed, and tables are not shown. Read the complete text in the original filing.

Reworded

You should read the following discussion and analysis of our financial condition and results of operations together with our unaudited Condensed Consolidated Financial Statements and the related notes appearing elsewhere in this Quarterly Report on Form 10-Q, as well as our audited consolidated financial statements and related notes as disclosed in our Annual Report on Form 10-K for the fiscal year ended December 31, 2025, filed with the SEC on March 16, 2026 (the “2025 Form 10-K”). Some of the information contained in this discussion and analysis or set forth elsewhere in this Quarterly Report, including information with respect to our plans and strategy for our business, includes forward-looking statements that involve risks and uncertainties. You should read the section titled “Special Note Regarding Forward-Looking Statements” in this Quarterly Report and “Risk Factors” in our 2025 Form 10-K for a discussion of important factors that could cause actual results to differ materially from the results described in or implied by the forward-looking statements contained in the following discussion and analysis. U.S. Dollars appearing in tables are presented in thousands unless otherwise indicated. In each table where “n.m.” appears, management has deemed the percentage calculation not meaningful.

Reworded

Blockchain can do more than disrupt existing markets. By taking historically illiquid assets, such as loans, and putting these assets and their performance history on-chain, blockchain is able to bring liquidity to historically static markets. That liquidity, coupled with the ability to achieve true digital perfection and control, opens previously inaccessible financing opportunities that were not accessible before.opportunities.

Added

Reclassifications and Immaterial Error Corrections

Added

The accompanying Management’s Discussion and Analysis of Financial Condition and Results of Operations gives effect to certain voluntary reclassifications, a voluntary change in accounting principle, and immaterial error corrections made to the previously reported Condensed Consolidated Financial Statements for the three and six months ended June 30, 2025. These items include changes in the presentation of marketable securities income and customer deposit liability activity within the Condensed Consolidated Statements of Operations and Condensed Consolidated Statements of Cash Flows, a change in accounting principle for payment stablecoins, and a correction to the presentation of retained beneficial interests in loan securitizations within the Condensed Consolidated Statements of Cash Flows. See “Note 2—Summary of Significant Accounting Policies” in the Condensed Consolidated Financial Statements for further detail. In addition, the Management’s Discussion and Analysis of Financial Condition and Results of Operations may have other immaterial corrections and reclassifications that management has deemed necessary to conform prior period presentation to current period presentation for comparability.

Added

Proposed Acquisition of Kiavi, Inc.

Added

On June 10, 2026, we entered into an Agreement and Plan of Merger (the “Merger Agreement”), to acquire Kiavi, Inc., a Delaware corporation (“Kiavi”), a market leading AI-powered lending platform for residential real estate investors used to buy, renovate, and resell properties.

Added

Under the terms of the Merger Agreement, at the closing of the Merger (the “Closing”), we will pay an aggregate of approximately $532.4 million in cash to Kiavi equity holders, subject to customary purchase price adjustments set forth in the Merger Agreement, including for Kiavi's cash, indebtedness, transaction expenses, operating net working capital, and warehouse working capital.

Added

On July 14, 2026, we closed a private offering of $600.0 million principal amount of 8.500% Senior Notes due 2031 (the “Notes”). The net proceeds from the offering were $586.5 million. We intend to utilize the net proceeds from the offering to fund the cash consideration payable in connection with the proposed acquisition of Kiavi, as well as for general corporate purposes and to pay fees and expenses related to the Notes. The completion of the offering was not conditioned on the completion of the Kiavi acquisition and if the Kiavi acquisition is not completed, the net proceeds will be used for general corporate purposes.

Added

Concurrently with, and as a result of the issuance of the Notes, we terminated the Bridge Loan Facility that was entered into concurrent with the Merger Agreement. Refer to “Note 14—Subsequent Events” in the Condensed Consolidated Financial Statements for further information regarding the issuance of the senior notes.

Added

The obligation to consummate the transactions contemplated by the Merger Agreement is subject to the satisfaction or waiver of a number of customary closing conditions set forth in the Merger Agreement. In addition, the obligation of us to consummate the Merger is subject to the satisfaction or waiver of certain additional conditions, including the completion of a pre-closing restructuring, the contemporaneous closing of the sale of a subsidiary of Kiavi to a newly formed joint venture between the Company and a third party immediately prior to the Merger, and obtaining certain governmental and regulatory licenses and approvals. The Merger Agreement contains representations, warranties and covenants that are customary for a transaction of this nature.

Added

The Merger Agreement contains mutual termination rights for Kiavi and Figure under certain conditions, as defined in the Merger Agreement. The Merger Agreement also contains a termination right for us if Kiavi has not delivered the Requisite Stockholder Consent (as defined in the Merger Agreement) to us prior to the date specified in the Merger Agreement. Under the Merger Agreement, we may be required to pay a termination fee to Kiavi of $25.0 million if the Merger Agreement is terminated by us under certain conditions, as defined in the Merger Agreement.

Removed

OPEN Launch

Removed

In February 2026, we launched the On-Chain Public Equity Network (“OPEN”), a blockchain-based network designed to modernize the underlying infrastructure that supports the issuance, trading, custody and lending of public equity securities.

Removed

OPEN enables companies to issue their equity natively on the Provenance Blockchain and make it available for secondary market trading on our ATS. OPEN is designed to reduce reliance on traditional centralized market infrastructure and to provide new capabilities for public companies and shareholders. These capabilities are anticipated to include lower costs and capital requirements compared to existing clearing and settlement models, greater access to trading through self-custody and self-settlement mechanisms that can reduce the need for custodial intermediaries, and portfolio margining across digital and tokenized assets.

Removed

We support frictionless two-way exchangeability between our securities issued on OPEN and our listed Class A common stock, a capability that we expect to make available to future OPEN issuers. This exchangeability is intended to promote liquidity and prices near par between blockchain securities and securities listed on national market exchanges.

Removed

Blockchain Common Stock Offering

Removed

In February 2026, the Company successfully completed a secondary public offering of 4,375,000 shares of its Series A Blockchain Common Stock ("Blockchain Stock"). The selling stockholders in the offering agreed to sell 4,687,500 shares of Class A common stock to the underwriters. The Company did not raise proceeds through this offering. In conjunction with the offering, the Company repurchased 312,500 of our Class A common stock, subsequently held in treasury, that were subject to the offering at an aggregate amount of approximately $10 million at $32.00 per share.

Removed

The Blockchain Stock is a new class of equity security that trades exclusively on the Company’s ATS, allowing for trading 24 hours per day, 7 days per week. The Blockchain Stock provides the ability for holders to lend their stock transparently and utilize cross-asset collateralization through DeFi protocols. The offering served as the foundational launch of OPEN.

Removed

Share Repurchase Program

Removed

On February 25, 2026, the Company’s Board of Directors authorized a Share Repurchase Program under which the Company may repurchase up to $200 million of its Class A common stock and Blockchain common stock over the next 12 months subject to market conditions, contractual restrictions and other factors.

Removed

Repurchases under the Share Repurchase Program may be made from time to time in the open market, through privately negotiated transactions, accelerated share repurchase transactions, or by other means in accordance with applicable securities laws and regulations. The timing, number of shares repurchased, and prices paid will depend on market conditions, share price, trading volume, corporate considerations, and other factors. Open market repurchases will be structured to occur within the pricing and volume requirements of Rule 10b-18. The Company may also, from time to time, enter into Rule 10b5-1 plans to facilitate repurchases of its shares under this authorization.

Removed

This Share Repurchase Program does not obligate the Company to acquire any particular amount of stock and the program may be extended, modified, suspended or discontinued at any time at the Company’s discretion.

Reworded

The following tables set forth key performance measures that we use to evaluate our business for the three months ended MarchJune 31,30, 2026 and 2025:

Reworded

_______________ (1A)Ecosystem Volume consists of Consumer Loan Marketplace Volume and Digital Asset Marketplace Volume.

Reworded

(2B)We define Consumer Loan Marketplace Volume as the total U.S. dollar equivalent value of originations of HELOCs, DSCR, and personal loans on our LOS, as well as the volume of third-party loans traded on Figure Connect. We believe this measure is an indication of our scale and represents a potential revenue opportunity from the technology used for consumer credit loan originations.

Reworded

(3C)We define Partner-branded Volume as the total U.S. dollar equivalent value of loans originated using our LOS under our partners’ brands. Partner-branded volume is inclusive of Figure Connect Volume.

Reworded

(4D)We define Figure-branded Volume as the total U.S. dollar equivalent value of loans originated using our LOS under our brand.

Reworded

(5E)We define Digital Asset Marketplace Volume as the total U.S. dollar equivalent value of matched trades transacted between a buyer and seller through Figure Exchange. We believe this measure is an indication of our scale and represents a potential opportunity for our digital asset offering.

Reworded

(6F)We define Figure Connect Volume as the total U.S. dollar equivalent value of Consumer Loan Marketplace Volume originated by third-party sellers through our Figure Connect marketplace. We believe this measure is a reflection of the underlying growth of our Figure Connect ecosystem.

Reworded

(7G)Net Take Rate is derived from the sum of ecosystem and technology fees, origination fees, gain on sale of loans, net and gain on servicing asset, net from our Condensed Consolidated Statements of Operations. These items represent revenue generated from Figure-branded and Partner-branded volume. Valuation changes in fair value of mortgage servicing rights, which we believe are not indicative of operating performance, and marketing expenses in our operating expenses are deducted. This net amount is divided by overall consumer loan marketplace volume for that period.

Reworded

(8H)For definitions of Adjusted Net Revenue and Adjusted EBITDA and reconciliations to our most directly comparable financial measures calculated and presented in accordance with GAAP, see “—Non-GAAP Financial Measures.”

Reworded

_______________ (1A)We define YLDS in Circulation as the total U.S. dollar equivalent value of unsecured face-amount certificates solely backed by the assets of Figure Certificate Company (FCC), which is the issuer of the certificates. This is reported as an end of period outstanding balance.

Reworded

(2B)We define Matched Offers as the U.S. dollar equivalent value of offers matched between borrower and lenders on the Democratized Prime platform. This is reported as an end of period outstanding balance.

Reworded

(3C)We define Borrower Demand as the U.S. dollar equivalent value that borrowers seek to borrow from the lending pool on the Democratized Prime platform. This is reported as an end of period outstanding balance.

Reworded

(4D)We define Lender Supply as the U.S. dollar equivalent value that lenders have made available in the lending pool on the Democratized Prime platform. This is reported as an end of period outstanding balance.

Reworded

We believe our performance depends, and will in the future depend, on many factors, including those described in Part II, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations of our 2025 Form 10-K, to which there have been no material changes. Additionally, third party loans can be accessed on our Democratized Prime platform pursuant to strategic partnerships, which may affect our results of operations and liquidity.

Reworded

The following table sets forth the weighted-average characteristics of loans we originated or purchased for the three and six months ended MarchJune 31,30, 2026 and 2025:

Reworded

(1A)HELOC loans subject to monthly, amortizing borrower payments and may be prepaid and redrawn within a limited period of time. Personal, mortgage, and other loans are not considered significant.

Reworded

The following table summarizes loan counts held by the Company at MarchJune 31,30, 2026 and December 31, 2025:

Reworded

(1A) Loans collateralized by digital assets.

Reworded

(2B) Primarily contains residential transition loans, other mortgage loans, legacy mortgages and other unsecured loans.

Reworded

(3C) The loan counts as of December 31, 2025 have been corrected.

Reworded

Our net revenue is primarily derived from ecosystem and technology fees, loan originations and sales, including interest income earned thereon, income earned on marketable securitiessecurities, and loan servicing.

Reworded

•Loans — We accrue interest income on loans we hold based on the UPB outstanding at contractual interest rates. We place loans on nonaccrual status when they become 90 days past due (30 days past due for collateralized personal loans) or when we doubt full recovery of interest and principal. Loans are considered past due when contractually required principal or interest payments have not been made on the due dates. When a loan is placed on nonaccrual status, the accrued and unpaid interest is reversed as a reduction of interest income and accrued interest receivable. Interest income is subsequently recognized only to the extent cash payments are received or when the loan has been placed back in accrual status. Loans are restored to accrual status when the loan becomes current and we expect repayment of the remaining contractual principal and interest. We also recognize cash received on non-accrualnonaccrual loans as interest income after all contractual principal is repaid.

Reworded

Operations and processing expenses primarily consist of payroll and other personnel-related costs, including stock-based compensation for personnel engaged in onboarding, loan servicing, customer support and other related operational teams. These expenses also include the costs of third-party systems and tools we use as part of the loan origination process, including information verification, fraud detection, and payment processing activities.

Removed

These expenses also include the costs of third-party systems and tools we use as part of the loan origination process, including information verification, fraud detection, and payment processing activities.

Reworded

Other expense,income (expense), net

Reworded

Other expense,income (expense), net includes unrealized and realized gains (losses) resulting from transactions of certain digital assets, litigation settlements, adjustments to equity and non-equity method investments, foreign exchange rate gains (losses) and other non-income based state and local taxes.

Removed

(A) During the current period, we voluntarily elected to change the income statement presentation for net gains and losses on the change in fair value of marketable securities, and the interest income earned on marketable securities, by reclassifying them into a separate line item, “Marketable securities income, net”. Previously, these amounts were included within “Gain on sale of loans, net” and “Interest income”, respectively. The change in classification has been applied retrospectively to all periods presented. This presentation change resulted in a $2.2 million decrease to “Gain on sale of loans, net” and a $5.4 million decrease to “Interest income” for the three months ended March 31, 2026. For further information, see Note 2, Change in Financial Statement Presentation, to the Condensed Consolidated Financial Statements.

Reworded

Ecosystem and technology fees increased $31.7$44.7 million, or 203.0%,158.9%, primarily due to thegrowth 237.3%of growth261.7% in Figure Connect Volume, as well as a $3.1$4.6 million increase in program fees due to a $941.8$1.4 millionbillion increase in the volume of securitizations for which we earn program fees. Our ecosystem fees are based on a sliding scale that decreases as higher volume tiers are reached, resulting in lower fee rates as an individual partnerspartner’s origination volume increases.

Added

Ecosystem and technology fees increased $76.4 million, or 174.7%, primarily due to growth of 252.3% in Figure Connect Volume, as well as a $7.7 million increase in program fees due to a $2.3 billion increase in the volume of securitizations for which we earn program fees. Our ecosystem fees are based on a sliding scale that decreases as higher volume tiers are reached, resulting in lower fee rates as an individual partners origination volume increases.

Reworded

Servicing fees increased $2.6$3.8 million, or 36.6%,51.4%, duedriven toby a $6.1$6.8 billion, or 72.0%,73.9%, increase in the weighted-averageweighted servicing portfolioaverage unpaid principal HELOC loan balance of $14.6HELOC billionloans servicedserviced, at March 31, 2026, comparedrising to $8.5$16.0 billion at MarchJune 31,30, 2026, from $9.2 billion at June 30, 2025, partially offset by a decrease of 5 basis points in the weighted average servicing fee rate from 33 basis points to 28 basis points.

Added

Servicing fees increased $6.5 million, or 44.2%, due to a $6.2 billion, or 69.4%, increase in the weighted average unpaid principal balance of HELOC loans serviced, rising to $15.1 billion at June 30, 2026, from $8.9 billion at June 30, 2025, partially offset by a decrease of 5 basis points in the weighted average servicing fee rate from 33 basis points to 28 basis points.

Added

Interest income increased $19.0 million, or 81.9%, primarily due to a $11.3 million increase in interest earned on cash balances, as well as a $5.9 million increase in interest earned on HELOCs.

Reworded

Net originationOrigination fees increased $10.7$10.1 million, or 85.4%,62.1%, primarily due to a 45.5%38.7% increase in overall volume of transactions for which we earn origination fees, as well as higher weighted average origination fees driven by a change in mix fromdriven by Figure-branded volume growing 99.0%68.2% year over year, for which we earn higher origination fees relative to Partner-branded volume.

Added

Origination fees increased $20.7 million, or 72.2%, primarily due to a 41.8% increase in overall volume of transactions for which we earn origination fees, as well as higher weighted average origination fees driven by a change in mix driven by Figure-branded volume growing 81.4% year over year, for which we earn higher origination fees relative to Partner-branded volume.

Removed

(A) During the current period, we voluntarily elected to change the income statement presentation for the net change in fair value of marketable securities by reclassifying them into a separate line item, “Marketable securities income, net”. The change in classification has been applied retrospectively to all periods presented. This presentation change resulted in a $2.2 million decrease to “Gain on sale of loans, net” as of March 31, 2025. For further information, see Note 2, Change in Financial Statement Presentation, to the Condensed Consolidated Financial Statements.

Reworded

Gain on sale of loansloans, inclusive of derivativesnet, increased $19.6$21.3 million, or 65.7%,58.5%, primarily due to a $19.2$11.2 million increase in the total realized gains on loanswhole asloan aand resultsecuritized ofloan sales, driven by an increase in the UPB of loans sold from $786.7$1.1 millionbillion to $1.8$2.5 billion, intogether addition towith a 14.9%4.9% increasedecrease in the weighted average price of loans sold for the three months ended MarchJune 31,30, 2026 compared to the three months ended MarchJune 31,30, 2025. TheAdditionally, decreasethere in unrealized gains were primarily due towas a $8.3$7.8 million decreaseincrease in the fair value of loans not yet sold driven by an increasing rate environment during the three months ended MarchJune 31,30, 2026 compared to the three months ended MarchJune 31,30, 2025. Due to changes in rates impacting our derivatives,derivative positions, we recognized realized gains on our derivatives of $1.6$5.7 million and unrealized gainslosses of $2.3$4.9 million for the three months ended MarchJune 31,30, 2026, respectively.2026.

Added

Gain on sale of loans, net, increased $40.8 million, or 61.8%, due to a $30.4 million increase in the total realized gains on whole loan and securitized loan sales, driven by an increase in the UPB of loans sold from $2.4 billion to $4.3 billion, an increase of $1.9 billion period over period, together with a 3.8% decrease in the weighted average price of loans sold. Additionally, there was a $0.5 million decrease in the fair value of loans not yet sold offset by an increase in unrealized derivatives during the six months ended June 30, 2026 compared to the six months ended June 30, 2025. Due to changes in rates impacting our derivative positions, we recognized realized gains on our derivatives of $7.3 million and unrealized losses of $2.6 million during the six months ended June 30, 2026 Gain on servicing asset, net

Removed

Gain on servicing asset, net

Showing the first 60 of 132 changed paragraphs. The complete comparison will be part of Pro (coming soon). Meanwhile you can read the full text in the original filing.

FIGR insider buying and selling (Form 4)

Since 2026-04-11, insiders reported open-market purchases in 0 Form 4 filings and open-market sales in 16 filings (5 insiders, 16 trade dates, 550,987 shares, about $19.2M; 15 of these filings say the sales were made under a Rule 10b5-1 trading plan). Net open-market shares: -550,987 (purchases minus sales); net value about -$19.2M.Totals add up every open-market (code P and S) line in those filings, using the prices reported in the filings. Awards, option exercises, tax withholding and gifts are listed below but not counted.

Trade dateInsiderTransactionSharesPriceValueOwned afterFiling
2026-09-11Kgil Minchung
Chief Financial Officer
Option exercise 20,746$4.82 $100.0K481,067 SEC
2026-09-02Kgil Minchung
Chief Financial Officer
Shares withheld for tax 23,330$33.19 $774.3K460,321 SEC
2026-08-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
500$39.36 $19.7K483,651 SEC
2026-08-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
7,500$38.64 $289.8K484,151 SEC
2026-08-14Stevens David Todd
Chief Capital Officer
Option exercise
10b5-1 plan
38,281$4.82 $184.5K424,249 SEC
2026-08-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
40,778$31.26 $1.3M383,471 SEC
2026-08-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
6,135$32.03 $196.5K377,336 SEC
2026-08-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
737$32.94 $24.3K376,599 SEC
2026-08-12Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
4,000$30.03 $120.1K491,651 SEC
2026-08-11Stevens David Todd
Chief Capital Officer
Shares withheld for tax 19,543$27.84 $544.1K386,508 SEC
2026-07-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
89$29.11 $2.6K495,651 SEC
2026-07-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
2,379$28.48 $67.8K495,740 SEC
2026-07-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
1,532$27.52 $42.2K498,119 SEC
2026-07-23Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Shares withheld for tax 15,355$29.24 $449.0K3,045,425 SEC
2026-07-22Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Shares withheld for tax 132,861$30.04 $4.0M3,060,780 SEC
2026-06-30Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
4,000$30.03 $120.1K499,651 SEC
2026-06-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
704$28.64 $20.2K503,715 SEC
2026-06-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
64$29.01 $1.9K503,651 SEC
2026-06-24Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
3,232$27.40 $88.6K504,419 SEC
2026-06-15Kgil Minchung
Chief Financial Officer
Open-market sale 9,117$30.06 $274.1K507,651 SEC
2026-06-04Ou June
Director, 10% owner
Grant/award 3,192— —6,132,185 SEC
2026-06-04Cagney Michael Scott
Director, 10% owner
Grant/award 3,192— —6,132,185 SEC
2026-06-04Goldwasser Lesley
Director
Grant/award 3,192— —12,706 SEC
2026-06-02Kgil Minchung
Chief Financial Officer
Shares withheld for tax
10b5-1 plan
23,330$32.09 $748.7K516,768 SEC
2026-05-26Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
4,237$35.85 $151.9K541,484 SEC
2026-05-26Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
1,386$36.59 $50.7K540,098 SEC
2026-05-26Kgil Minchung
Chief Financial Officer
Open-market sale
10b5-1 plan
2,377$34.92 $83.0K545,721 SEC
2026-05-20Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
2,031$36.03 $73.2K3,193,641 SEC
2026-05-20Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Option exercise
10b5-1 plan
2,031$4.82 $9.8K3,195,672 SEC
2026-05-19Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
309$38.15 $11.8K3,193,641 SEC
2026-05-19Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
14,562$37.25 $542.4K3,193,950 SEC
2026-05-19Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Option exercise
10b5-1 plan
14,871$4.82 $71.7K3,208,512 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
5,800$39.47 $228.9K447,315 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
7,466$44.15 $329.6K406,051 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
16,909$43.34 $732.8K413,517 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
6,570$42.53 $279.4K430,426 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Option exercise
10b5-1 plan
38,821$4.82 $187.1K453,115 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
4,617$41.47 $191.5K436,996 SEC
2026-05-14Stevens David Todd
Chief Capital Officer
Open-market sale
10b5-1 plan
5,702$40.49 $230.9K441,613 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
5,849$36.61 $214.1K26,947 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
10,105$37.57 $379.6K16,842 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
2,958$39.48 $116.8K7,682 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
7,682$40.47 $310.9K0 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
2,394$35.68 $85.4K32,796 SEC
2026-05-13Ou June
Director, 10% owner
Conversion
10b5-1 plan
35,190— —35,190 SEC
2026-05-13Ou June
Director, 10% owner
Open-market sale
10b5-1 plan
6,202$38.30 $237.5K10,640 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
5,849$36.61 $214.1K26,947 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
7,682$40.47 $310.9K0 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
2,958$39.48 $116.8K7,682 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
6,202$38.30 $237.5K10,640 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Conversion
10b5-1 plan
35,190— —35,190 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
2,394$35.68 $85.4K32,796 SEC
2026-05-13Cagney Michael Scott
Director, 10% owner
Open-market sale
10b5-1 plan
10,105$37.57 $379.6K16,842 SEC
2026-05-11Stevens David Todd
Chief Capital Officer
Shares withheld for tax 21,795$38.97 $849.4K414,294 SEC
2026-04-29Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
47,875$31.84 $1.5M3,202,591 SEC
2026-04-29Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
8,844$32.69 $289.1K3,193,747 SEC
2026-04-29Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
106$33.53 $3.6K3,193,641 SEC
2026-04-28Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Option exercise
10b5-1 plan
12,567$4.82 $60.6K3,377,835 SEC
2026-04-28Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
30,135$32.31 $973.7K3,347,700 SEC
2026-04-28Tannenbaum Michael Benjamin
Director, Chief Executive Officer
Open-market sale
10b5-1 plan
49,692$33.26 $1.7M3,298,008 SEC

Showing the 60 most recent of 71 transactions.

Well-known investors holding FIGR (13F)

InvestorQuarterSharesReported value% of their 13FChange vs prior quarter
Citadel Advisors (Ken Griffin) COM CL A2026-06-303,568,388$109.6M0.06%Added 138%
Point72 Asset Management (Steve Cohen) COM CL A2026-06-301,657,857$50.9M0.08%Added 75%
Renaissance Technologies COM CL A2026-06-30268,400$8.2M0.01%Added 1093%
Millennium Management (Israel Englander) COM CL A2026-06-30225,320$7.6M—Sold out
Tiger Global Management (Chase Coleman) COM CL A2026-06-30200,000$6.8M—Sold out
Polen Capital Management COM CL A2026-06-30105,634$3.6M—Sold out
Soros Fund Management COM CL A2026-06-30100,000$3.1M0.04%Reduced 90%
AQR Capital Management (Cliff Asness) COM CL A2026-06-307,044$216.3K0.0%Reduced 89%
Duquesne Family Office (Stanley Druckenmiller) COM CL A2026-06-301,150,415$39.1K—Sold out

13F reports are filed up to 45 days after quarter end and show long U.S. equity positions only; options positions are omitted here.

Coming soon: email alerts when FIGR files, watchlists and downloadable comparisons.