IVHI 10-K & 10-Q changes, risk factors and insider trading

Our future success is highly dependent on the ability of management to locate and attract suitable business opportunitiesopportunities, and our stockholders will not know what business we will enter into until we consummate a transaction with the approval of our then existing directors and officers

FollowingWe the effectiveness of this Form 10, we will beare an SEC reporting company. The Company is currently a small business and has limited revenue. However, the rules and regulations under the Exchange Act require a public company to provide periodic reports with interactive data files which will require the Company to engage legal, accounting and auditing services, and XBRL and EDGAR service providers. The engagement of such services can be costly, and the Company is likely to incur losses, which may adversely affect the Company’s ability to continue as a going concern. In addition, the Sarbanes-Oxley Act of 2002, as well as a variety of related rules implemented by the SEC, have required changes in corporate governance practices and generally increased the disclosure requirements of public companies. For example, as a result of becoming a reporting company, we will be required to file periodic and current reports and other information with the SEC and we must adopt policies regarding disclosure controls and procedures and regularly evaluate those controls and process.

The additional costs we will incur in connection with becomingbeing a reporting company will serve to further stretch our limited capital resources. The expenses incurred for filing periodic reports and implementing disclosure controls and procedures may be as high as $50,000 USD annually. In other words, due to our limited resources, we may have to allocate resources away from other productive uses in order to pay any expenses we incur in order to comply with our obligations as an SEC reporting company. Further, there is no guarantee that we will have sufficient resources to meet our reporting and filing obligations with the SEC as they come due.

Our management has extensive experience when acting in the officer and director capacity, however we will need to hire additional personnelpersonnel, and we may not be able to attract and retain retain the necessary qualified personnel. If we are unable to retain or to hire qualified personnel as required, we may not be able to adequately adequately manage and continue our business model.

Our Company is a fully reporting entity and currently listed as Pink Current InformationOTCID on the OTC Markets platform

Our common stock tradesis on an unsolicited basis only on the OTC Markets,illiquid and an active market may never develop. Future sales of our common stock by existing stockholders pursuant to an effective registration statement or upon the availability of Rule 144 could adversely affect the market price of our common stock. A shareholder who decides to sell some, or all, of their shares in a private transaction may be unable to locate persons who are willing to purchase the shares, given the restrictions. Also, because of the various risk factors described above, the price of the publicly traded common stock may be highly volatile and not provide the true market price of our common stock.

As of December 31, 2024,2025, the Company had total liabilities of $9,834$63,649 compared with total liabilities of $40,475$9,834 as of December 31, 2023.2024. The Company decreasedincreased its liabilities in 20242025 due to repaymentoperating of a loan to an affiliate.expenses.

The following management’s discussion and analysis (“MD&A”) should be read in conjunction with financial statements of Invech Holdings, Inc. for the three months ended MarchJune 31,30, 2026, and 2025, and the notes thereto.

Invech Holdings, Inc. is now a holding company specializing in SaaS software development, corporate filings, and building businesses around developed platforms. The Company is addressing significant inefficiencies within the current rental market through its acquired SaaS platform, www.paragonrentals.ai, which was acquired on March 3, 2026 for a $450,000 convertible promissory note. The purchase price was lowered to $225,000 effective June 1, 2026.

Results of Operations for the Three Months Ended MarchJune 31,30, 2026, and 2025

General and administrative expenses for the threesix months ended MarchJune 31,30, 2026, were $66,773$190,459 compared to $28,813$38,880 for the threesix months ended MarchJune 31,30, 2025, an increase of $37,960$ or 131.7%.151,57. In the current period the Company issued shares of common stock for total non-cash expense of $52,632. This increase in expense was offset by a decrease in public company related fees of $20,210.

ProfessionalInterest feesexpense for the threesix months ended MarchJune 31,30, 2026, were $52,540$ 864 compared to $2,564$ -0- for the threesix months ended MarchJune 31,30, 2025, an increase of $49,976. $864. The increase in the current period is due to aninterest increasebeing inaccrued legal fees, including non-cash expense foron the grantingamounts ofowed commonto stocka of $22,500.related party.

For the threesix months ended endedJune March 31,30, 2026, the Company had a net loss of $119,313$202,739 compared to the threesix months ended MarchJune 31,30, 2025, of a net loss of $31,377. $38,880. The increase of net loss is due mostly to theincreased reasonslegal discussedfees above.accumulated during 2026.

As of MarchJune 31,30, 2026, we had $100$46 in cash and a working capital deficitsurplus of $440,227.$46.

For threesix months ended endedJune March 31,30, 2026, we used net cash of $39,500$ 48,393 in operating activities as compared to $33,867$ 39,120 for the threesix months ended March 31,June 30, 2025.

No investing activities occurred during the threesix months ended MarchJune 31,30, 2026, and 2025.

During the threesix months ended MarchJune 31,30, 2026, the Company received advancesof $48,439 from sales of $39,600common from a related party for working capital purposesstock compared to $33,867$-0- received in the prior period.